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FUNDAMENTALS OF INSURANCE QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE

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FUNDAMENTALS OF INSURANCE QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE RISK - correct answer IS THE CHANCE OF FINANCIAL LOSS PERIL - correct answer IS THE CAISE OF FINANCIAL LOSS FOR EXAMPLE- FIRE WATER AND EARTHQUAKE WHAT IS THE MAIN PURPOSE OF INSURANCE - correct answer IS TO ALLOW THE SPREAD OF RISK INDEMNITY - correct answer MEANS RESTORING THE INSUREDS TO THE SAM FINANCIAL POSITION AS THEY WERE IN IMMEDIATELY PRIOR TO THE LOSS. WHOSE OPTION IS TO OF HOW THEY WANT TO SETTLE A CLA...

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Fundamentals of Insurance BC QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE

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Fundamentals of Insurance BC QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE What is the major function of insurance? - correct answer to allow the spread of risk What are the five important functions of insurance? - correct answer 1) insurance is the shifting of financial responsibility for a loss 2) payment will be made only in the event of an insured risk 3) the amount of payment is restricted to the amount required to indemnify the insured 4) insurance covers losses the object may be ...

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Fundamentals Of Insurance (BC)solved QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE

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Fundamentals Of Insurance (BC)solved QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE Insurance plays an important role in managing financial risk. The main purpose of Insurance is to: A. Enable the consumer to obtain loan or mortgage. B. Provide employment and investment capital. C. Allow spread of risk. D. Reduce losses through loss prevention and loss reduction. - correct answer C. Allow spread of risk. When the insurer terminates an insurance policy, ALL of the following conditions a...

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Fundamentals of Insurance - Practice Exam 12 QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE

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Fundamentals of Insurance - Practice Exam 12 QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE A building valued at $120,000 is insured for $30,000 and there is an 80% co-insurance clause on the policy. The building was totally destroyed by fire last weekend. The insured would receive a settlement of: a. 7,000 b. 12,000 c. 30,000 d. 37,5000 - correct answer c. 30,000 The reinstatement clause contained in most policies of commercial property insurance provided that: a. The insureds shall...

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